Sheet A-102
KudiTrail
Answers one question for Nigerians: where did my money go? Drop a bank statement and see your month as a river.
- Project
- KudiTrail
- Role
- Product owner and builder
- Status
- Live
- Stack
- Web, On-device parsing
- Year
- 2026
Live now. The next version is in development.
The problem
Most people cannot say where last month's money went. Bank statements are long, dull and hard to read.
What I built
- Drop or paste a bank statement and get a money trail.
- Money that came in is a still pool. Each spending category flows out as a channel whose width is its share of money out.
- Tap a channel to see the transactions inside it.
- Built to read in five seconds and to be worth sharing, in an editorial, Lagos-lagoon-inspired style that avoids the purple-and-green fintech look.
- Privacy by design: statements are processed on the device, raw statements are never uploaded or stored, and a visible Clear my data control is always there.
How it works
- 1
Statement
Dropped or pasted by the user.
- 2
On-device parse
Nothing is uploaded or stored.
- 3
Categorise
Each transaction goes into a spending category.
- 4
Money trail
A still pool of income with channels flowing out, sized by share.
- 5
Drill in
Tap a channel to see its transactions.
Screens
Status and what is next · Next version in development
- PDF statement parsing with parser profiles for Nigerian banks.
- Nigerian-aware categorisation: POS, USSD, NIP transfers, airtime and data, stamp duty, bank charges.
- Balance reconciliation checks.
- A one-tap shareable story and square image that hides names and amounts by default.